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Thursday, May 24, 2012


To set a family budget takes a good deal of patience along with some careful planning. When
you’ve got children the process can be even more extensive. Planning for things like their
medical coverage, college needs and perhaps eventual wedding plans all need to be taken into
consideration.However its important to teach your children the importance of saving from their young age.
    Cultivating the habit of opening a savings account for all your kids  and dropping a dime there often. I opened a savings account for my 2yr old son(2yrs ago) and i am enjoying saving for him,16yrs  from now i am hoping to handover the account to him.
There are some simple ways to save money in our homes without stress i.e you can  turn off the light when leaving a room and teach the children to do same, you can  lower the heater when no one is home etc.Newspapers are another thing that we can completely eliminate. Chances are we read only a few sections and discard the rest. You could try getting up early and watching about 30 minutes of the morning news.Not many take into cognizance that a small leakage in any of the pipes could add to your water-bill.
You need to clearly know the difference between your needs and wants.It is not what you earn that makes you rich, but it is what you save!.Driving short distances when, as a matter of fact, these drives could be avoided, is never a good idea. Nearby places could always be taken by foot,always ensure that before you purchase any automobile make sure you check its fuel efficiency and capacity.
You can  shop for summer in spring  to save some money, a few dollars/Naira at the movie theater or have dinner out once or twice a week, those seemingly minor expenses can quickly accumulate into a lot of money.
Saving money isn't as impossible as you might think. The first major hurdle that people face when trying to save money is to organize their finances. Chances are, your spending much more money than your realize and chances are you are completely oblivious to it.
One excellent money saving tip is to start tracking all of your spending. You will need a small notebook and something to write with. This must accompany you everywhere and everything that you by must be recorded down to the last penny.

To Your financial success,

Thursday, May 17, 2012


I haven't posted  in a while,its been a mixture of a lot of  things; Daily activities and circumstances...
 Few weeks ago oluwadamisi turned 2yrs,will post a few pictures in this post,looking back at his birth and all the complications,i can only thank God for everything.
I am presently working on a project will blog about it  SOON.

Saturday, April 7, 2012


         Today we Christians worldwide  celebrate the death and subsequent resurrection of our lord Jesus Christ, Who died to set us free, (for God so loved the world that he gave his only son Jesus to die for our sins John3:16)and to give all of us the opportunity/option of eternal life.
Let us  reflect on our lives ....partying,clubbing and alcohol drinking is sweet and fulfilling for a moment,but true  peace of mind and joy is in Christ Jesus erroneously,   people think/assume that to surrender to Christ is a  loss,it will rather bring you the inner peace you've been craving for and a ticket to peaceful life.
However rich and fabulous we think we are on earth if WE  are not saved HELL is the final destination.(Philippians 4:7). It is so easy that the moment you decide to surrender your life to  Christ he will receive you and give you  a new life free from condemnation(roman 8:1).The only assignment will be to study the bible daily and invite the holy spirit into your life........(The message of the cross is foolishness to those who are perishing  be wise HEAVEN  is real. (1CORINTH 1:18) .Christianity is all about forgiveness and love show love and forgiveness this day and always.
To a fulfilling easter,

Friday, February 24, 2012


 For some of us we find it very difficult to control our actions when angry, to control your anger and actions from time to time you need to work on your attitude and reactions to occurrences.  
Let yourself be free from the pressure of past instances as you can’t undo anything that's already been done. You ought to learn to value what you do have command over, instead of stressing yourself out about the situations that you can’t change.  The emotion of anger may either control us or drive us to succeed in life. If your mind is filled up with negative thoughts you'll most likely burst when a threat strikes your emotions. When your emotions are jeopardized you might be prone to flare up. In some cases, it may lead to acting irrational.
A few of us convey anger through hitting, slapping, verbally attacking, mentally maltreating, punching walls and other surfaces to let your anger out. Nothing but hurt comes from these activities. Striking or slapping somebody will leave you in the slammer or leave the victim in the hospital. Striking an individual leaves emotional scars that will stay on for years. Also, punching walls, glass, and furniture may induce harm to you. It makes no common sense to act negatively  when you're angry.
 Occasionally you might have issues understanding what somebody is saying. The best thing to do is to ask for clearer explanation from the individual. Many persons feel threatened by individuals that don’t listen to them when they're talking. You might ask yourself if you're imagining the situation or if no one truly hears you. It's good to speak up when you're being menaced by another, but it is not a great idea to respond in a harsh manner that won't solve the issue.
It's really hard to go through life without being angry at something or somebody at one time or some other. The mystery is learning to cope with your anger and discovering how to effectively declare your anger without inducing harm. For instance, if you're dealing with a person that's quite self-opinionated in a matter you might take offense to, the most beneficial thing to do is alter the subject or to kill them with kindness.
Altering the subject when you begin to feel angry may save you time and energy in the long-term. You should always alter the issue if possible,
 Self talk may be a good way to express anger. You may want to ask yourself what is going on in your mind when you're losing control. The anger might be built within for years, or it may be caused by the now, you are able to start analyzing your mind when you learn self talk techniques.
If you talk yourself through your anger you'll be able to discover ways to deal with your anger as you see it through your eyes for the 1st time.
Admitting that you've a problem may also help. Telling your acquaintances and loved ones that you need support will ensure that somebody will always be there when you need them.. If you leave anger to hang around for too long it may lead to true problems. You'll never wander from course of life’s success journey by assessing your life and making the correct decisions from the beginning. Don’t forget that issues will arrive and you have to face them head on. You are able to cope with your anger easily by maintaining a good outlook on life. There's no mountain you can’t cross when you can see your path out of any jam. To cross a mountain you require a technique, self-confidence and hope to last through the path to recovery.
To your success,

Sunday, February 5, 2012


I  saw this picture and a lot of thoughts and ideas came to my mind. what you eat,drink,listen to,watch etc. Go a long way in affecting your wellness and eventual fulfillment.
 A lot of us enjoy eating lots of junk foods and stuffs the resultant effect is weight gain and sometime few health  problems.we need to learn to eat right in the correct proportion too.I recently resolved  to be watching only DSTV channels that  will help in my development i.e physically, psychologically  and spiritually,it is rather senseless to watch a program and be depressed or scared to go to bed.What you watch or listen to registers in  your subconscious and will be on your mind.
If you are a christian add INI TV(inspiration channel 350) to your list you  will develop yourself spiritually at your leisure.
      For total wellness in all aspect of your life you need to be solution oriented,stop blaming your mom or friends for your poor diet habit take responsibility and take charge.
Stop living in denial,it is very difficult to go from excuse to success.
To your wellness,

Thursday, January 26, 2012


There is this popular saying ‘procrastination is a thief of time’. You will never get there if you don’t get started; many wake up daily to sit in front of their homes often on a rocking chair, rocking away watching others progress in their daily activities.
Many have not achieved anything in life because of the self pity garment they are putting on, brace up   and move forward, you have  goals why not work at it, the time to start is now, I remember growing up we will usually dream about our  future i.e  our home ,our marriage, kids etc. Many stop dreaming the moment they get married or achieve something. WHERE DO YOU SEE YOUR SELF 20 YEARS FROM NOW?.HELPING OTHERS OR ASKING FOR HELP.
After I got married almost three years ago, I relaxed and just felt I was okay and fulfilled, then I woke up one day and I realized true fulfillment is you helping others to achieve same. I started a few projects a year ago and it’s been fun filled and life changing.
It is very important to start NOW, you might have made a mistake or two in the past that led to your discouragement guess what? We’ve all been there. The difference is our attitude/lesson learnt.
You might even have a dream and laugh about it because you are sure you are not qualified/good enough, guess what? The only person that can disqualify you is your GOD.
In the bible Jacob was a liar, Samson was a womanizer, David was a murderer, and Jonah ran from God. God still used them all.
You are born for a purpose go for it!!! Affect lives and make money doing it, today is the first day of the rest of your life go for it.
To your fulfillment,

Friday, January 20, 2012


While we tend to think of acne solely as the term for the red pimples that typically first start presenting themselves in our early teenage years, the name is actually a scientific term that describes a number of skin issues. Acne refers not only to pimples, but to blackheads, whiteheads, and other nodules and blemishes on the skin.
While acne is most commonly seen on the face, it can also occur on the shoulders, back, neck, buttocks, or chest.
 One important vitamin when it comes to acne prevention is vitamin A, also known as beta-carotene. Beta carotene is naturally found in orange vegetables such as pumpkins and carrots as well as in cantaloupe. In addition to helping to reduce sebum production, beta carotene can also help strengthen the skin’s protective tissue and mucus membranes. It is also a very powerful antioxidant that can help eliminate toxins from the body and provide numerous health benefits.
Eating foods rich in zinc can also provide many benefits when it comes to preventing acne. Zinc is a necessary part of your skin’s oil production system, and without enough of it your body will not be able to properly regulate the production of sebum. Zinc’s natural antibacterial properties can also help prevent bacterial growth in pores that become clogged, greatly reducing the severity of acne.
As many acne sufferers can attest, people will both tell and sell you anything, promising that it will cause acne.
 While vitamins can offer a number of health benefits, very few play a role in acne. With that said,
however, there are certainly a few supplements that should be integrated into your daily acne prevention regimen they include:.
 A great way to ensure that you get the best benefit is to integrate a zinc supplement into your diet. Taking 30-50 milligrams of zinc daily will offer enough of the nutrient to help repair damaged skin and reduce inflammation.
Vitamin A
Vitamin A is another vitamin that most people do not ingest enough of in their daily diet. Vitamin A is an excellent tool for reducing sebum production and a supplement containing the vitamin can be an excellent choice. With that said, however, it is important to note that taking vitamin A in large doses can cause fatigue, headaches, and other side effects. Because of this it should be taken as part of a multivitamin or in smaller doses throughout the day.
Vitamin B6
Vitamin B6 is especially helpful in cases of acne where hormones play a role. This vitamin is well renowned for its ability to help the body regulate and metabolize hormones. Because of this it can be quite helpful in eliminating as well as preventing acne.
Vitamin E
Vitamin E is an excellent supplement that has antioxidant properties. It can help cleanse the skin and eliminate toxins. There are numerous benefits to the skin and to the body as a whole that are provided by antioxidants, making this another excellent choice.
Multivitamins may well be your best choice when it comes to acne prevention. Many complete multivitamins contain all or most of the ingredients listed above in their recommended doses. Before selecting a multivitamin, take the time to ensure that all of these ingredients are included or pick up any supplements that are needed in addition to what is in the vitamin. Keep in mind that multivitamins will also offer a number of nutrients that can provide other health benefits as well, making them an excellent overall choice for the treatment of your acne.
One of the biggest mistakes that people make when it comes to acne is the way they clean their skin. Most skin care products are filled with chemicals, dyes, fragrances, and alcohols that damage the skin and that serve to make acne worse. For many, this leads to the use of cosmetics to help cover up the acne. Unfortunately, a majority of cosmetics are also known to make acne more severe. Washing your face properly is important in both treating and preventing acne. Many people believe that proper
washing means purchasing the strongest products on the market as well as scrubbing the skin as hard as possible.This is simply not true. In fact, it is actually one of the worst things that you can do for your skin.
When looking for the right product for washing your face or other acne riddled areas, it is important to choose a product designed to help treat acne. A proper acne wash will typically be sulfur based. You will find that you only need to use it twice a day, washing your skin first thing in the morning and then again just before you go to bed.This will help to keep your pores clean without irritating the skin.
 Wash the skin as gently as possible, taking your time and making certain that you are not rubbing too hard. This will help ensure that you are not irritating the skin and making the condition worse.
Another excellent product for washing the skin is an acne soap that contains benzoyl perperoxide. This is an effective ingredient in treating acne that works by slightly drying the skin, preventing pores from clogging.
If your acne is causing significant pain,scarring or it is suddenly accompanied with fever. This can be a sign of a serious infection or  the sign of a medical condition.
 Make sure you visit a dermatologist. Then please take note that before you take any of supplements listed above you need the recommendation of your dermatologist i.e  vitamin A taking in pregnancy can be dangerous….
To your good health,

Monday, January 9, 2012


I was introduced to this simple looking site, owned by Harvey Segal one of the big players in the internet marketing industry since 1997. He is also one of the world’s top click bank expert.
Harvey’s marketing concept is unique; he offers a lot of downloadable free e books, the fun part is that no name or e- mail is required.
I   downloaded ‘THE ULTIMATE     SUPERTIP’
  a 39 page e-book it  is so ingenious that it is possible for anyone to make money with it…
You have resell rights  upon purchase meaning you have your own product right away, all you need to do is to write articles on the free e books ,include your affiliate link and submit to articles directories and publishers like ezine and amazine.
You also have the option of downloading the books for knowledge acquisition.
CHAPTER 4 is a must read , the chapter offers you a package of I0 items which includes e-books and Softwares which is worth $511 dollars. You can pay just $10 and have it all.
They  are:( 1).  One year surefire wealth – sliver  membership  which will entitle you to new e-books,softwares,videos,templates and niche products.
2). E-book  titled ‘create hot products fast’
3). E-book titled     Resell right profits
4).E-book  titled ‘Autoresponder  maximize
5).E-book     titled ‘30days to internet marketing success’
6)E-book       titled  ‘Bloggers guide to profits’
7)Software:  Autoresponder  unlimited
8)Software:  E-writerpro
9).Software: Super rebrander
10)Video E-book: How to create a minisite in 30 minutes or less.
            You will get all this 10 items by paying a onetime   $10 dollars from your Alertpay or Paypal account all you need to do is to click on the magic button  on the last page in the free e-book.
The ingenious twist with this package is you  get to sell it over and over again without limit
Your affiliate link is attached to the product so any purchase through your link goes straight  to your Alertpay or Paypal account.
Get your copy here you will be glad you did…
I found the greatest marketing idea of all time - in a FREE book

Wednesday, January 4, 2012


Happy new year you all,In this year i want you to cultivate the attitude of gratitude. it's so cliche to assume that your friend is better than you in many ways because they have kids,good jobs,lots of money, investments etc.
Don't ever think that one particular occurrence /achievement  will bring you your long awaited joy/fulfillment.
Love life,love yourself dearly,pamper yourself,if you don't love yourself who will?.

So many people you see as celebrity/achievers commit suicide daily why?. All the wealth and popularity doesn't translate to happiness. It's a choice you must  make.
In this year 2012, have a goal, work at it, don't go beyond your capability,love your family and friends and remember to pray always.
To a fulfilling 2012,
olatoun graceny